Minimum opening deposit is only $50. Ask us for details. Bank rules and regulations apply. Other fees such as insufficient funds, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for details. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. $2 for each check book and Debit Card from another financial institution given at the time the checks/Debit Cards are presented, up to $10.

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Find a branch near you.

North Branch
1601 Porter Wagoner Boulevard
West Plains, MO

Willow Springs Branch
708 East Main Street
Willow Springs, MO

Liberty Branch
607 North Elm Street
Mountain View, MO

Houston Branch
1473 S. Sam Houston Blvd.
Houston, MO

Bradford Branch
301 North Kentucky Avenue
West Plains, MO

Broadway Branch
318 West Broadway Street
West Plains, MO

NO minimum balance

NO monthly service charge

FREE Instant Issue Debit Card

FREE Digital Banking 

FREE Bill Pay

FREE Mobile Banking with Mobile Deposit

FREE eStatements with online check images

FREE thank you gift

FREE gifts for referring others

Buy back of your debit cards and unused checks from another financial institution

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FREE Community Debit Cards

Give back to local schools and Ozarks Healthcare each time you use your Community Debit Card to make a purchase.

FREE Community Debit Cards
Contact UsBranch Hours
Member FDIC | Equal Housing Lender

Main Bank
11 Court Square

West Plains, MO

Simply Free Checking

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Full-Service Branches

Drive-Up Only